Four Seasons at The Ranch: Resort-Style 55+ Living, Current Pricing & Up to $50,000 Incentives
Four Seasons at The Ranch by K. Hovnanian Homes is one of the standout gated 55+ active adult communities in the Greater Sacramento region. With a newly opened 29,000 sq. ft. resort-style clubhouse, single-story new homes, indoor and outdoor pool amenities, fitness, pickleball, bocce, social spaces, and current builder incentives on select homes, this community deserves a serious look.
Current inventory snapshot: As of our active MetroList MLS review on August 2, 2026, available homes started at $474,214 and extended upward into the high $700,000s. For simple buyer guidance, think of the current entry point as the mid-to-high $450,000s and up. Pricing, inventory, incentives, options, and availability can change quickly.
Four Seasons at The Ranch at a Glance
Important caveat: This article is a dated snapshot. Prices, promotions, incentive worksheets, financing terms, HOA dues, local assessments, homesite availability, upgrades, and builder registration rules can change quickly.
What This Guide Covers
- Watch the short Four Seasons at The Ranch video tour
- Understand the up to $50,000 builder incentive
- Review the August 2, 2026 pricing snapshot
- Explore the 29,000 sq. ft. clubhouse and amenities
- Review approximate HOA dues and local assessments
- Plan for Prop 19, downsizing, relocation, and move timing
- Understand why your first builder visit matters
- Read common buyer questions
Watch Our Short Four Seasons at The Ranch Video Tour
In this quick community overview, Rutsell Lee shares why Four Seasons at The Ranch is getting attention from 55+ buyers looking for resort-style living in Rancho Cordova and the Greater Sacramento area.
The Bottom Line
Four Seasons at The Ranch is not just selling homes. It is selling a lifestyle. The main draw is the combination of gated 55+ living, new single-story homes, a major resort clubhouse, and potential builder incentives that may help buyers make the move.
During our community visit and video work, the clubhouse campus stood out because it gives buyers something they can picture using regularly: morning fitness, indoor pool time, coffee with neighbors, pickleball, family visits, and lower-maintenance living.
For a 55+ buyer, that matters because the right community is not just about square footage. It is about how the home, monthly cost, amenities, tax strategy, and move timing work together.
Up to $50,000 Incentives on Select Homes
One of the biggest buyer hooks right now is K. Hovnanian’s promotional incentive of up to $50,000 on select homes at Four Seasons at The Ranch, based on builder promotion information reviewed as of August 2, 2026.
That sounds simple, but builder incentives are rarely one-size-fits-all. The exact incentive may vary by homesite, floor plan, completion stage, lender choice, financing program, closing timeline, and current builder promotion. Depending on the specific home, the incentive may be structured as eligible closing cost assistance, financing support, rate buydown help, flex cash, upgrade or options credit, or a price adjustment.
The key point: the headline is not enough. The real answer is the current homesite-specific incentive worksheet for the exact home you are considering.
Questions Buyers Should Ask
- Which exact homes currently qualify for the full incentive?
- Is the incentive already reflected in the advertised price?
- Can the incentive be used toward closing costs, rate buydown, options, upgrades, or price reduction?
- Does the buyer need to use K. Hovnanian American Mortgage?
- Can the incentive be combined with promotional financing?
- What are the contract and closing deadlines?
- What happens if the buyer uses an outside lender?
Current Pricing Snapshot as of August 2, 2026
New construction pricing moves fast. Homesite premiums, upgrades, options, builder incentives, quick move-in inventory, and construction stage can all change the final price.
As of our August 2, 2026 active MetroList MLS inventory review of 14 active listings, available homes at Four Seasons at The Ranch started at $474,214 and extended upward into the high $700,000s for larger luxury-style plans. Because builder inventory changes, this article should be treated as a dated snapshot, not a permanent price sheet.
| Collection | Approx. Size Range | General Pricing Snapshot | Buyer Takeaway |
|---|---|---|---|
| Winter Collection | Approx. 1,300-1,700 sq. ft. | Active inventory from $474,214 to low $500Ks | Best entry point for buyers wanting new 55+ single-story living with lower-maintenance space. |
| Spring Collection | Approx. 1,600-2,000 sq. ft. | Mid $500Ks to around $600K | Comfortable middle range with open layouts, patios, and flexible living areas. |
| Summer Collection | Approx. 1,700-2,100 sq. ft. | Mid $500Ks to low $600Ks | Strong lifestyle value, including select plans with guest-suite flexibility. |
| Autumn Collection | Approx. 2,400-2,900+ sq. ft. | High $600Ks to high $700Ks | Larger luxury-style homes for buyers wanting more room for guests, hobbies, or extended stays. |
This is a dated snapshot, not a permanent price sheet. Buyers should verify current prices, homesite availability, incentives, upgrades, solar costs, HOA dues, Mello-Roos/local assessments, and builder terms before making a decision.
The 29,000 Sq. Ft. Clubhouse Is the Star
The newly opened 29,000-square-foot clubhouse is the feature that separates Four Seasons at The Ranch from ordinary new-home neighborhoods. This is where the community’s lifestyle comes alive.
Reported community and builder information identifies the clubhouse as approximately 29,000 square feet. Our first-hand video and media review also confirmed the major lifestyle areas buyers are likely to care about: pool amenities, fitness, gathering spaces, dining areas, game rooms, outdoor recreation, and a resort-style setting.
Clubhouse and Community Amenities
Four Seasons at The Ranch is designed for active adults who want more than a quiet place to live. The amenities support fitness, recreation, social connection, and a better everyday routine.
- Newly opened 29,000 sq. ft. resort-style clubhouse
- Indoor pool and spa area
- Outdoor resort-style pool and spa area
- Fitness center
- Clubhouse dining and gathering spaces
- Billiards and game room areas
- Outdoor BBQ and patio area
- Pickleball and bocce ball amenities
- Gated community setting
- Low-maintenance 55+ lifestyle
Approximate HOA Dues and Local Assessments
At the time of this article, current MLS/community information showed HOA dues at approximately $323 to $325 per month. For consumer-friendly guidance, it is reasonable to describe the HOA as approximately $325/month, while reminding buyers to verify the current amount and inclusions.
Buyers should also verify local assessments, including any Mello-Roos or special tax obligations, before purchasing. These numbers can vary by lot and should be reviewed before signing a purchase agreement.
Important Buyer Resources Before You Move
A 55+ move is often bigger than choosing a floor plan. For many buyers, the bigger strategy includes property taxes, selling the current home, timing the purchase, relocation planning, and making sure the first builder visit is handled correctly.
Downsizing, Relocating, Prop 19, and Move Timing
Many 55+ buyers are not just choosing a new home. They may also be selling a long-time residence, downsizing, relocating to the Sacramento area, preserving property tax benefits, or trying to time a sale and purchase correctly.
If you are 55 or older and selling a California home, Prop 19 may be an important strategy to understand before you make the move. The rules, timing, eligibility, replacement-home value, and filing requirements matter, and buyers should verify tax questions with the appropriate tax professional or county resources.
Read our Prop 19 and property tax guide here: NorCal 55+ property taxes, Mello-Roos, and Prop 19 guide.
If you need to sell your current home and buy your next one without poor timing, our Seamless Sync strategy may also be worth reviewing. It is built for buyers who need to coordinate selling, buying, relocating, and moving without letting the timing become the monster under the bed.
Learn more here: Seamless Sync selling and buying strategy.
Critical: Book a Private Tour Before Your First Builder Visit
If you are considering Four Seasons at The Ranch, do not casually walk into the builder sales office without understanding how builder registration works.
New-home builders often have strict buyer registration and broker co-op policies. If you visit the sales office, fill out an interest card, call the builder directly, or register online before your agent is properly connected to that first contact, it may limit or prevent your agent from being recognized by the builder.
The builder’s sales team can be friendly and helpful, but they represent the builder. Their job is to sell the builder’s homes under the builder’s terms. Having independent 55+ buyer guidance from the beginning helps you compare floor plans, review quick move-in homes, ask better questions, evaluate incentives, and avoid walking into the sales office blind.
Before your first visit, book a private tour with Gary and/or Rutsell Lee. We can tour the community, clubhouse, model homes, and current quick move-in homes with you while helping you understand your options before you register with the builder.
Buyer Checklist Before Visiting Four Seasons at The Ranch
- Confirm which homes currently qualify for up to $50,000 in incentives.
- Ask whether the incentive can be used with special financing.
- Verify whether K. Hovnanian American Mortgage is required for the offer.
- Ask whether the listed price already reflects any incentive or reduction.
- Review HOA dues, Mello-Roos/local assessments, and solar costs.
- Compare quick move-in homes against to-be-built options.
- Ask about lot premiums, upgrades, homesite choices, and closing deadlines.
- Review whether Prop 19 may apply before selling your current California home.
- Plan your sale-and-purchase timing if you need to sell before buying.
- Make sure Gary or Rutsell is connected before your first builder visit.
Who Is Four Seasons at The Ranch Best For?
Four Seasons at The Ranch may be a strong fit for buyers who want a gated 55+ active adult community in Rancho Cordova, newer single-story homes, a major resort-style clubhouse, indoor and outdoor pool amenities, fitness, pickleball, bocce, billiards, dining, social spaces, and access to the Greater Sacramento region.
This is a lifestyle purchase. The homes matter, but the clubhouse, amenities, neighbors, monthly costs, move timing, and everyday experience are what make Four Seasons at The Ranch stand out.
Four Seasons at The Ranch FAQ
Where is Four Seasons at The Ranch located?
Four Seasons at The Ranch is located in Rancho Cordova, Sacramento County, California, within the Greater Sacramento region.
Who is the builder at Four Seasons at The Ranch?
Four Seasons at The Ranch is built by K. Hovnanian Homes.
What type of community is Four Seasons at The Ranch?
It is a gated 55+ active adult new-home community with resort-style amenities.
What were prices as of August 2, 2026?
As of our August 2, 2026 active MetroList MLS inventory review, available homes started at $474,214 and extended upward into the high $700,000s, depending on plan, homesite, options, upgrades, and builder incentives.
Is there an up to $50,000 incentive?
K. Hovnanian has been promoting incentives of up to $50,000 on select homes. The exact incentive depends on the specific homesite, current builder terms, lender requirements, and closing timeline. Buyers should verify the current homesite-specific incentive worksheet.
What is the main amenity at Four Seasons at The Ranch?
The main amenity is the newly opened 29,000 sq. ft. resort clubhouse with indoor and outdoor pool amenities, fitness, gathering spaces, dining areas, game rooms, and outdoor recreation.
Why should I contact Gary or Rutsell before visiting the sales office?
Builder registration policies can affect whether your agent is recognized by the builder. Contacting Gary or Rutsell before your first visit helps protect your ability to receive independent buyer guidance from the start.
Should I review Prop 19 before buying in a 55+ community?
If you are 55 or older and selling a California home, Prop 19 may be important to review before making your move. Eligibility, timing, replacement-home value, and filing requirements should be verified with appropriate tax professionals and county resources.
Related Reading
Sources, Dates, and Editorial Note
Published: August 2, 2026
Last fact-checked: August 2, 2026
Next scheduled review: November 2, 2026, or sooner if builder pricing, incentives, HOA dues, inventory, or community information materially changes.
This article was prepared as an independent NorCal55Plus.com real estate guide based on information reviewed as of August 2, 2026. NorCal55Plus.com, Gary Lee, Rutsell Lee, and eXp Realty of Northern California, Inc. are not the HOA, community association, builder, or official representative of Four Seasons at The Ranch or K. Hovnanian Homes.
- Source: K. Hovnanian Homes, Four Seasons at The Ranch community information, accessed/reviewed August 2, 2026, builder community page.
- Source: K. Hovnanian Homes builder promotion information reviewed August 2, 2026. Incentives and financing promotions are time-sensitive and subject to homesite-specific terms.
- Source: Active MetroList MLS inventory snapshot for Four Seasons at The Ranch, 14 active listings reviewed August 2, 2026. MLS data is time-sensitive and subject to change.
- Source: NorCal55Plus.com community video and first-hand community visit/media review, August 2, 2026, Four Seasons at The Ranch video overview.
- Source: NorCal55Plus.com, Prop 19 and property tax planning resource, NorCal 55+ property taxes, Mello-Roos, and Prop 19.
- Source: NorCal55Plus.com, selling and buying timing resource, Seamless Sync strategy.
To report a correction or request an update, please contact us through the NorCal55Plus contact page.
Book a Private Tour Before Your First Builder Visit
If Four Seasons at The Ranch is on your list, do not start by walking into the builder sales office alone. Book a private appointment with Gary and/or Rutsell Lee first so we can help you tour the community, review current inventory, understand available incentives, and protect your buyer representation from the beginning.
Call Gary: 916-595-4279 Call/Text Rutsell: 916-695-2800 Email Rutsell
You can also start with the full community page: Four Seasons at The Ranch community guide.
Gary Lee, REALTOR® | SRES® — CA DRE #01448722
Rutsell Lee, REALTOR® — CA DRE #02067791
eXp Realty of Northern California, Inc.
Disclaimer: This article reflects active inventory, builder promotion information, MLS/community data, and publicly available information reviewed as of August 2, 2026. Pricing, promotional incentives, flex cash offerings, financing programs, HOA dues, Mello-Roos/local assessments, floor plan availability, homesite availability, options, upgrades, solar requirements, community rules, and builder co-op policies are subject to change. Buyers should independently verify all current pricing, incentive worksheets, HOA documents, tax obligations, and purchase terms before signing a purchase agreement. This article is for general real estate information only and is not legal, tax, financial, lending, or HOA advice. Equal Housing Opportunity.